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Martin Luther King, Jr. would have been 78 today. He was murdered in 1968 at the age of 39. Here are a few of his observations.

“Now, I say to you today my friends, even though we face the difficulties of today and tomorrow, I still have a dream. It is a dream deeply rooted in the American dream. I have a dream that one day this nation will rise up and live out the true meaning of its creed: – ‘We hold these truths to be self-evident, that all men are created equal.’”

“Nothing in all the world is more dangerous than sincere ignorance and conscientious stupidity.”

“I believe that unarmed truth and unconditional love will have the final word in reality. This is why right, temporarily defeated, is stronger than evil triumphant.”

“Everything that we see is a shadow cast by that which we do not see.”

“From the prodigious hilltops of New Hampshire, let freedom ring. From the mighty mountains of New York, let freedom ring. From the heightening Alleghenies of Pennsylvania, let freedom ring.”

“Shallow understanding from people of good will is more frustrating than absolute misunderstanding from people of ill will.”

“Injustice anywhere is a threat to justice everywhere.”

“Our nettlesome task is to discover how to organize our strength into compelling power.”

“A man who won’t die for something is not fit to live.”

“There is nothing more dangerous than to build a society, with a large segment of people in that society, who feel that they have no stake in it; who feel that they have nothing to lose. People who have a stake in their society, protect that society, but when they don’t have it, they unconsciously want to destroy it.”

“If a man is called to be a streetsweeper, he should sweep streets even as Michelangelo painted, or Beethoven composed music, or Shakespeare wrote poetry. He should sweep streets so well that all the host of heaven and earth will pause to say, here lived a great streetsweeper who did his job well.”

“I refuse to accept the view that mankind is so tragically bound to the starless midnight of racism and war that the bright daybreak of peace and brotherhood can never become reality. I believe that unarmed truth and unconditional love will have the final word.”

“Violence as a way of achieving racial justice is both impractical and immoral. It is impractical because it is a descending spiral ending in destruction for all. It is immoral because it seeks to humiliate the opponent rather than win his understanding; it seeks to annihilate rather than to convert. Violence is immoral because it thrives on hatred rather than love.”

“All men are caught in an inescapable network of mutuality.”

“Like an unchecked cancer, hate corrodes the personality and eats away its vital unity. Hate destroys a man’s sense of values and his objectivity. It causes him to describe the beautiful as ugly and the ugly as beautiful, and to confuse the true with the false and the false with the true.”

“Returning violence for violence multiplies violence, adding deeper darkness to a night already devoid of stars… Hate cannot drive out hate: only love can do that.”

“Ten thousand fools proclaim themselves into obscurity, while one wise man forgets himself into immortality.’

“The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”

It always amazes me that we get so many phone calls from people looking to buy a home who have no idea what their credit score is. Most callers know that their credit is “good” or “not so good” but the actual credit score is what determines their suitability for financing and determines just how much the loan will cost them.

Asking a few people about their knowledge of credit scores proved an enlightening exercise. Most of the persons I asked didn’t know how they could find out their credit score – many thought that only lenders could access that information.

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